LOAN A
LOAN B
Monthly payment
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Total interest
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Total cost
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Difference
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Monthly payment
Total interest
Total cost
Click to download your loan comparison as a secure PDF file.
Frequently Asked Questions
What does the loan comparison calculator show?
It compares two loans side by side — monthly payment, total interest, and total cost — and shows which option saves you more money.
What inputs do I need?
For each loan: amount, annual interest rate, and term in months. You can compare different amounts, rates, or terms.
How is the winner determined?
The calculator identifies the loan with the lower total cost (principal + all interest paid) as the winner.
Can I download the comparison as PDF?
Yes. Click the download button to get a formatted PDF with both loans compared.
Is this calculator free?
100% free, no sign-up required.