Loan Refinance Compare Extra Payment

Loan Calculator

Loan amount ($)

Annual interest rate (%)

Term (months)

Payment frequency

DOWN PAYMENT

Amount ($)

Percentage (%)

Drag to adjust

0% 90% 0%

Amount financed: $10,000.00

Payment

—

Down payment

—

Total interest

—

Total paid

—

Amortization schedule

#	Payment	Principal	Interest	Balance

Click to download your personalized amortization report as a secure PDF file.

Investment Calculator

Initial investment ($)

Annual return rate (%)

Period (years)

Compounding frequency

PERIODIC CONTRIBUTIONS

Amount per period ($)

Contribution frequency

Drag to adjust monthly contribution

$0 $5k $0

Total contributions: $0.00

Final value

—

Total invested

—

Total gains

—

Year-by-year projection

Year	Contributions	Interest earned	Total value

Click to download your personalized investment projection as a secure PDF file.

How to Use

Tips

📚 Read our loan guides & articles In-depth guides on mortgages, refinancing & payoff strategies

View All Articles

Frequently Asked Questions

How is the monthly payment calculated?

The payment uses the standard amortization formula: P × r × (1+r)ⁿ / ((1+r)ⁿ − 1), where P is the financed amount, r is the periodic rate, and n is the number of payments.

What is compound interest?

Compound interest means you earn interest on your interest. The more frequently it compounds (monthly vs annually), the faster your investment grows over time.

What is a down payment?

A down payment is an upfront amount paid before financing. It reduces the financed amount, lowering your payments and total interest. Use the slider to see the impact in real time.

Can I download the tables as PDF?

Yes. Both the amortization table and the investment projection can be downloaded as professionally formatted PDFs in your selected language.

Is this calculator free?

100% free, no sign-up required. DisplayMyLoan is a free financial tool for individuals and businesses planning their finances.