Risk Analysis
ARM vs Fixed Rate Stress Test
Fixed Payment
$0
ARM Worst-Case Pmt (Year 6+)
$0
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AI Smart Diagnostic
Investment
House Hacking Simulator
Effective Net Payment
$0
Equity Extraction
HELOC vs Cash-Out Refinance
If you have a low base rate, doing a Cash-Out Refinance destroys it. Compare keeping your low rate and getting a HELOC vs refinancing the entire balance.
Keep Base + HELOC Pmt
$0
Full Cash-Out Refi Pmt
$0